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 Proof of income/latest 3 salary slips
 If commission is earned 6 months consecutive salary slips
 Latest 3 months bank statements, latest 6 months if commission is earned
 Copy of S.A. ID document
 Income tax number
 Copies of lease agreement where other properties are owned
 Offer to purchase

 Latest pension statement from pension company
 3 months NON-INTERNET personal bank statements
 Copy of S.A. ID document
 Signed personal statement of income & expenditure
 Signed personal statement of Assets & liabilities
 Copies of lease agreement where other properties are owned

 Proof of income (if commission latest 6 months payslips)
 Valid working permit
 Copy of employment contract
 Signed personal statement of income & expenditure
 Signed personal statement of Assets & liabilities
 Clear passport & residency permit
 Bank needs proof of 30%-50% deposit
 Latest 6 months Bank statements

 Approved plans
 Schedule of finishes
 Building specifications
 Site plans, sizes & prices (sectional title)
 Signed building contract
 Offer to purchase on land
 NHBRC certificate ( builder and developer )
 NHBRC unit enrolment certificate (sectional title)
 Builders waver of Lien form

 Proof of income (if commission latest 6 months pay slips)
 3 months NON-INTERNET personal bank statements
 Valid working permit
 Copy of employment contract
 Signed personal statement of income & expenditure
 Signed personal statement of Assets & liabilities
 Copies of lease agreement where other properties are owned
 Work permit valid for 5 years
 Visa
 Employment Contract
 Latest 3 years IT 34’s

 Copy of S.A. ID document
 Confirmation of drawings by Accountant/Auditor
 Signed audited business financials for past 2 years
 Signed assets and liabilities
 Signed income and expenses
 12 months projected cash flow/income forecast
 6 months business & personal bank statements
 Latest 3 years IT34’s
 Management accounts not older than 3 months
 Signed assets & liabilities + balance sheet
 Offer to purchase
 CK 1 and CK 2 of company

 Latest signed management accounts
 Latest 3 months stamped business bank statements
 Latest signed assets and liabilities
 Latest 3 months personal stamped bank statements
 Latest 3 years IT 34’s

 All documentation required – depending on how client is employed / employment status
 Latest Rates and Taxes / Levy Accounts
 Reason for further advance

 Full trust deed document
 Resolution
 Letter of authority
 ID copies of trustees
 ID copies or birth certificates of all beneficiaries
 Auditors letter confirming who is the independent trustee

 Additional requirement: If any rental income is earned on properties owned, a Rental schedule will be required