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FULL BOND APPLICATIONThe complete application form is available to assist with the speed of the home loan application process.
Types of
LOANS

Ordinary Loan
FURTHER ADVANCE
BOND TAKEOVER
LIGHT COMMERCIAL
BUILDING LOAN
Required
DOCUMENTS
Salaried Applicants (S.A. Clients)
Proof of income/latest 3 salary slips
If commission is earned 6 months consecutive salary slips
Latest 3 months bank statements, latest 6 months if commission is earned
Copy of S.A. ID document
Income tax number
Copies of lease agreement where other properties are owned
Offer to purchase
If commission is earned 6 months consecutive salary slips
Latest 3 months bank statements, latest 6 months if commission is earned
Copy of S.A. ID document
Income tax number
Copies of lease agreement where other properties are owned
Offer to purchase
Pensioner applying for bond finance
Latest pension statement from pension company
3 months NON-INTERNET personal bank statements
Copy of S.A. ID document
Signed personal statement of income & expenditure
Signed personal statement of Assets & liabilities
Copies of lease agreement where other properties are owned
3 months NON-INTERNET personal bank statements
Copy of S.A. ID document
Signed personal statement of income & expenditure
Signed personal statement of Assets & liabilities
Copies of lease agreement where other properties are owned
Non S.A Clients – working in S.A
Proof of income (if commission latest 6 months payslips)
Valid working permit
Copy of employment contract
Signed personal statement of income & expenditure
Signed personal statement of Assets & liabilities
Clear passport & residency permit
Bank needs proof of 30%-50% deposit
Latest 6 months Bank statements
Valid working permit
Copy of employment contract
Signed personal statement of income & expenditure
Signed personal statement of Assets & liabilities
Clear passport & residency permit
Bank needs proof of 30%-50% deposit
Latest 6 months Bank statements
Building loans
Approved plans
Schedule of finishes
Building specifications
Site plans, sizes & prices (sectional title)
Signed building contract
Offer to purchase on land
NHBRC certificate ( builder and developer )
NHBRC unit enrolment certificate (sectional title)
Builders waver of Lien form
Schedule of finishes
Building specifications
Site plans, sizes & prices (sectional title)
Signed building contract
Offer to purchase on land
NHBRC certificate ( builder and developer )
NHBRC unit enrolment certificate (sectional title)
Builders waver of Lien form
S.A. Clients – working outside S.A.
Proof of income (if commission latest 6 months pay slips)
3 months NON-INTERNET personal bank statements
Valid working permit
Copy of employment contract
Signed personal statement of income & expenditure
Signed personal statement of Assets & liabilities
Copies of lease agreement where other properties are owned
Work permit valid for 5 years
Visa
Employment Contract
Latest 3 years IT 34’s
3 months NON-INTERNET personal bank statements
Valid working permit
Copy of employment contract
Signed personal statement of income & expenditure
Signed personal statement of Assets & liabilities
Copies of lease agreement where other properties are owned
Work permit valid for 5 years
Visa
Employment Contract
Latest 3 years IT 34’s
Self-employed/CC`s/PTY Applicants
Copy of S.A. ID document
Confirmation of drawings by Accountant/Auditor
Signed audited business financials for past 2 years
Signed assets and liabilities
Signed income and expenses
12 months projected cash flow/income forecast
6 months business & personal bank statements
Latest 3 years IT34’s
Management accounts not older than 3 months
Signed assets & liabilities + balance sheet
Offer to purchase
CK 1 and CK 2 of company
Confirmation of drawings by Accountant/Auditor
Signed audited business financials for past 2 years
Signed assets and liabilities
Signed income and expenses
12 months projected cash flow/income forecast
6 months business & personal bank statements
Latest 3 years IT34’s
Management accounts not older than 3 months
Signed assets & liabilities + balance sheet
Offer to purchase
CK 1 and CK 2 of company
Sole Proprietor
Latest signed management accounts
Latest 3 months stamped business bank statements
Latest signed assets and liabilities
Latest 3 months personal stamped bank statements
Latest 3 years IT 34’s
Latest 3 months stamped business bank statements
Latest signed assets and liabilities
Latest 3 months personal stamped bank statements
Latest 3 years IT 34’s
Further Advance
All documentation required – depending on how client is employed / employment status
Latest Rates and Taxes / Levy Accounts
Reason for further advance
Latest Rates and Taxes / Levy Accounts
Reason for further advance
Trusts
Full trust deed document
Resolution
Letter of authority
ID copies of trustees
ID copies or birth certificates of all beneficiaries
Auditors letter confirming who is the independent trustee
Resolution
Letter of authority
ID copies of trustees
ID copies or birth certificates of all beneficiaries
Auditors letter confirming who is the independent trustee
Additional requirement: If any rental income is earned on properties owned, a Rental schedule will be required
I hereby consent to Bond Providers using, storing and sharing my personal information with companies within its group and registered credit providers. I further agree to receive information about other products and services that Bond Providers thinks may be of interest to me. I acknowledge that I have the right to opt-out of such communications.